Looking for an easy way to earn some extra cash—without selling anything, buying anything, or making a big investment? You might want to check out the SoFi Bank Referral Program, a simple and legit way to make up to $75 per person just by helping others open a free SoFi account.

What Is the SoFi Referral Program?

SoFi, a well-known online bank (you may recognize them from SoFi Stadium), offers a unique referral program that pays users $75 per referral. All you have to do is open a free SoFi checking account, deposit at least $50, and share your referral link.

No direct deposit is required for you or your referrals to qualify for the bonus. Payments are often instant, unlike traditional banks that require direct deposits and long wait times.

How It Works (Step-by-Step)

1. Open your own SoFi account (takes less than 5 minutes).

2. Make a $50 opening deposit (fully accessible and withdrawable).

3. Receive a $25 welcome bonus for signing up.

4. Get your referral link from the SoFi dashboard.

5. Share your link—you’ll earn $75 every time someone signs up and deposits $50 using your link.

Real Example:

Refer your spouse or friend:

• You get $25 for signing up yourself.

• They get $25.

• You get $75 for referring them.

• Total for one referral: $125 in your household.

Refer 10 people and earn $750.
Refer 25 and earn $1,875.
Some users are earning thousands—all without leaving home.

FAQs at a Glance:

• Minimum deposit: $50 (but $10 is accepted, though payouts take longer).

• Is the money yours to use? Yes—instantly accessible via debit card or transfer.

• Can you promote on social media? Absolutely.

• Is this legit? 100%. SoFi has paid out over $20 million in referral bonuses.

Final Thoughts

This is an excellent opportunity, especially for gig workers, stay-at-home parents, college students, or anyone looking for a fast and simple side hustle. With no fees, instant payouts, and a legit financial institution, this might be one of the easiest ways to make extra money this season.  Click here to get started!