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                      MCA BENEFITS

For $19.95 drafted each month from your credit card or bank account you receive:

Emergency Road Service*

Your plan includes:

a. Battery Boost

b. Fuel Delivery

c. Tire Change

d. Lock-out Service

e. Wrecker Towing Service

f. And Much More!

Call the toll-free number for MCA authorized sign and go service. We will pay the reasonable service charge for garage or service provider whenever you are prevented from driving your covered private passenger vehicle. If we cannot get this covered vehicle on its way within 30 minutes, we will have it towed, up to 100 miles, to the destination of your choice. Also, we will pay up to $100 to provide Emergency Road Service on RVs, Motorcycles, Trailers, and vehicle's with a load capacity of 1 ton or greater. (Dispatch only on 18-wheelers.)

Travel Assistance Reimbursement**

When a Member's car is disabled in an auto accident, Motor Club will reimburse up to $500 for rental car for an accident at home, or up to $500 for lodging, meals, and transportation when more then 50 miles away from home.

Trip Planning and Travel Reservations

MCA offers free easy to read, step by step computerized mapping services free of charge to Members. Simply fill out a Travel information card or call MCAs toll free number. This includes places of interest, resort, motel and hotel information found along your route. You also have a one-stop reservation service for airline travel, car rental, and hotel discounts.

Arrest Bond***

Your Motor Club Membership card may be used in lieu of cash bail up to $500 when involved in a traffic violation. ( Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1000, in other states they are accepted for lesser amounts than $500.) Not required in California.

Bail Bonds***

MCA will arrange up to a $25,000 bond to release you when you are driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card.

Attorneys Fees****

Motor Club of America will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto:

1. Up to $200 for covered Moving Violations

2. Up to $500 covered auto related Personal Injury matters

3. Up to $500 covered Vehicle Damage issues

4. Up to $2,000 for covered auto related Negligent Homicide or Vehicular Manslaughter

Stolen Vehicle Reward

MCA will pay a $5,000 reward for that protects your vehicle and discourages theft. The reward will be paid to the Law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief. The reward is not payable to you, your family, or other members on your MCA membership.

Credit Card Protection

We will reimburse you for the financial loss which you sustain as the result of the loss or theft of your credit card(s) up to $50.00 for each card registered with us at the time of the loss or theft, up to a total maximum of $1,000.00. (This benefit is not available in Texas.)

When you are injured in a covered accident that requires emergency treatment or hospital admission within 72 hours, MCAs Security membership provides :

Emergency Reimbursement Benefits

Receive up to $500 emergency cash for Emergency Room or Trauma Center treatment received due to injury in a covered accident. Includes up to $100 in cost for each of the following:

1. Cast or Splints

2. Ambulance Service

3. Anesthetics

4. X-Rays

5. ER Facility

Daily Hospital Benefit

$54,750 Hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.

Accidental Death Benefit

As a member, you may enroll, free of charge, in one of three all accident AD&D coverage's to suit your needs:

1. You, as named member, up to $50,000; or

2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or

3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.

Coverage election form must be completed and returned to home office before coverage goes into effect.

Coverage provided by Individual Assurance Company. See certificate of participation for details.

Travel Assistance Program

The named member receives the Travel Assist Program which assists worldwide with issues such as:

1. Medical Evacuation

2. Medical Repatriation

3. Non-Medical Repatriation

4. Return of Remains

5. Visit to Hospital

6. Return of Child

7. Return of Companion

Coverage provided by Individual Assurance Company. See Travel Assist Description of Coverage for details.

This is a summary of services, please see service contract for exact details.

*In NY coverage is for service provided through our dispatch center only.

**This benefit is not available in NY.

***Bond benefits are not available in CA and NY.

****In NY benefit pays directly to our Provider Attorney for services up to the limit specified.

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